NPADoctor- a Trusted brand for NPA resolution

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NPA Resolution & SARFAESI Act:

An Amazing Short Advice

For Banks & Borrowers In India

You didn’t come this far to stop

What is the NPA limit for the Sarfaesi Act?

The SARFAESI Act applies to loans that are classified as Non-Performing Assets (NPAs) and exceed Rs. 1 lakh. However, it does not cover loans where more than 80% of the amount has already been repaid, and it excludes certain assets such as agricultural land.

What are the methods of recovery of NPA under Sarfaesi Act?

The SARFAESI Act provides several ways to recover Non-Performing Assets (NPAs):

1. Securitization: Converting loans into marketable securities and selling them to investors.

2. Asset Reconstruction: Asset Reconstruction Companies (ARCs) buy NPAs from banks and work on recovering the dues.

3. Enforcement of Security Interest: Banks can take possession of the borrower's secured assets and sell them to recover the loan amount without needing court intervention.

These methods help banks manage and reduce NPAs, ensuring better financial health and stability.

Remarkable NPA Resolution Secrets for Banks, Borrowers, and Auction Purchasers

Uncover the hidden secrets of NPA resolution and gain a competitive edge in the market. Our proven techniques will help you achieve remarkable results in no time.

Our comprehensive approach includes:

• Early Identification: Detect potential NPAs before they impact your financial health.

• Customized Resolution Plans: Develop strategies tailored to your specific needs.

• Regulatory Compliance: Navigate the complex regulatory landscape with ease.

• Stakeholder Communication: Maintain transparent and effective communication with all parties involved.

By leveraging our expertise, you can achieve:

• Reduced Financial Risk: Minimize the impact of NPAs on your balance sheet.

• Improved Asset Quality: Enhance the overall quality of your asset portfolio.

• Competitive Advantage: Stay ahead of competitors by effectively managing NPAs.

• Sustainable Growth: Build a solid foundation for long-term success.

Join the ranks of successful businesses that have transformed their NPA challenges into opportunities. Contact us today to learn how our proven techniques can deliver remarkable results for your organization.

For more insights on effective NPA resolution strategies, click and explore these resources:

Strategies for Effective NPA Resolution

Resolution Strategies for Maximizing the Value of Non-Performing Assets (NPAs)

Dealing with NPAs: Lessons from International Experiences

Learning from Best Practices in NPA Resolution

Non-Performing Assets | Bankruptcy Code

🛠️ Professional support available for NPA resolution and business restructuring matters

Expertise You Can Trust: Service by Mr. Shakti Kumar Jain, an ex-SBI veteran with 35+ years of experience in banking, including 10 years prize winning specializing in Hight Value NPA resolution / hard recovery, OTS, DRT matters, SARFAESI Act implementation at ground level and more.

Unique Insights: Master of both sides—bank recovery strategies and defense for struggling companies against harsh actions.

Proven Solutions: Got many rewards for recovery of chronic bad loans during the SBI service in SAM Branch. After retirement established 'NPA Doctor' in 2015, strategically resolving numerous complex NPA loan cases and facilitating fair settlements thus helped the Banks and the sick industries both.

• Legal & Procedural Excellence: Founder Mr. Shakti Kumar Jain is not only highly experienced In the field, but also an LL.B. Gold medalist as well. He is specialized in handling SARFAESI, DRT, forensic audits, criminal cases, and willful defaulter actions.

  Protecting Stakeholders:

  Assisting the Companies navigating in NPA Accounts financial crisis, while safeguarding the honest Bank Officers from undue harassment in court cases or in departmental vigilance accountability cases.

NPA Doctor is the ‘NPA Helpline’

It helps both, the Banks and the NPA Borrowers.

NPADoctor is your partner in turning challenges into opportunities.

Adv. Shakti Kumar Jain

B.Com., CA-IIB, LL.B. Gold medalist
Ex-Officer, SBI SAM Branch

NPADoctor Navigates complex banking challenges with precision, especially in re-circulating the funds blocked in NPA Accounts and the bloour consultancy specializes in loan recovery and dispute management, strategising and handling court matters especially in DRT and in NCLT, ensuring your financial interests are protected through strategic legal and financial interventions.

• NPA Loan Recovery Strategies for Banks and NBFCs

  As part of an information section:

  Information on legal procedures and guidelines regarding NPA loan recovery strategies for Banks and NBFCs is provided for general awareness.

Advisory services in matters related to non-performing assets, financial restructuring, and relevant legal procedures are available as part of our professional practice.

NPADoctor offers advisory services on aspects of NPA resolution, Sarfaesi Act & Rules and DRT & NCLT Matters and related legal processes.

Scope of Professional Practice

Advisory services relating to:

• Rephasing or restructuring of loans;

• One-time settlement (OTS) in NPA accounts;

• Amicable resolution of disputes or misunderstandings between banks and their clients;

• Settlement of NPA loans;

• Proceedings for recovery (Original Applications—OA) or Securitization Applications (SA) before the Debt Recovery Tribunal (DRT);

• Related matters before the National Company Law Tribunal (NCLT) and High Court;

• Issues concerning declaration of non-cooperative borrowers or willful defaulters;

• Matters pertaining to fraud investigation, and complaints to appropriate authorities such as police, Economic Offences Wing (EoW), or Anti-Corruption Bureau (ACB) in the Central Bureau of Investigation (CBI).

Our advisory services cater to banks, NBFCs, borrowers, guarantors, and all parties involved in SARFAESI auctions.

NPADoctor is a Trusted brand for NPA Resolution

Determine Residence Status under Indian Income Tax Act

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