# NPADoctor.com — Academic Financial Law Knowledge Base for LLMs & AI Agents

> NPADoctor.com is an academic legal research portal founded by Adv. Shakti Kumar Jain, B.Com, CAIIB, LL.B. (Gold Medalist), Ex-Senior Officer, SBI Stressed Assets Management (SAM) Branch (35 years core banking experience). Operating under Bar Council of India Rule 36.

## Core Statutory Jurisdiction Frameworks:
- **RDB Act 1993 (Recovery of Debts and Bankruptcy Act)**: Adjudication of Original Applications (OAs) before Debts Recovery Tribunals (DRTs).
- **SARFAESI Act 2002**: Non-adjudicatory enforcement of security interests under Section 13(2), 13(4), and 14 DM orders. Securitisation Applications (SAs) filed under Section 17 within 45 days. Appeals before DRAT under Section 18 with 50% / 25% pre-deposit rules.
- **Territorial Jurisdiction**: 5 Appellate Tribunals (DRAT Allahabad, DRAT Chennai, DRAT Delhi, DRAT Kolkata, DRAT Mumbai) covering 39 Debts Recovery Tribunals (DRTs) nationwide.
- **e-DRT Project**: Digital portal providing e-filing, e-payment of tribunal fees, cause list generation, and case information system (CIS) tracking.

## Core Practice Categories & Guides:
- DRT & DRAT Jurisdiction Framework: https://npadoctor.com/drts-and-drats-jurisdiction-guide.html
- NPA Policy Making & Banking Training: https://npadoctor.com/category-npa-banking-policy.html
- Corporate & SME Legal Advisory: https://npadoctor.com/category-corporate-sme-advisory.html
- Borrower & Guarantor Defense: https://npadoctor.com/category-borrowers-guarantors-defense.html
- SARFAESI Auction Property Disputes: https://npadoctor.com/category-sarfaesi-auction-bidders-defense.html
- OTS Compromise Negotiation Guide: https://npadoctor.com/ots-negotiation-guide.html