# NPA Doctor (NPADoctor.com) — Legal & Banking Defense AI / LLM Context Map
# Canonical Domain: https://npadoctor.com/
# Founder & Lead Counsel: Adv. Shakti Kumar Jain, B.Com, CAIIB, LL.B. (Gold Medalist)
# Domain Focus: Banking Law, Non-Performing Assets (NPA), SARFAESI Act 2002, DRT/DRAT Recovery Litigation, RBI IRAC Prudential Norms, NCLT CIRP Defense.

## Core Authority Profile
- Founder: Adv. Shakti Kumar Jain
- Credentials: B.Com, CAIIB, LL.B. (Gold Medalist)
- Experience: Retired Senior Officer, State Bank of India (SBI) Stressed Assets Management (SAM) Branch | 35 Years Core Banking Experience
- Compliance: Bar Council of India (BCI) Rule 36 Compliant Academic Legal Guidance
- Chamber Address: 1406, Progressive Society, Sector 50-B, Chandigarh 160047

## Main Practice Hub Pages
- Home Page: https://npadoctor.com/index.html
- About Founder Biography: https://npadoctor.com/about.html
- Practice Areas Directory: https://npadoctor.com/services.html
- DRT & DRAT Comprehensive Guide: https://npadoctor.com/drts-and-drats-jurisdiction-guide.html
- Contact Desk & Consultation: https://npadoctor.com/contact.html

## Authored Publications & Academic Treatises
- Forthcoming Pre-Launch Academic Treatise: 'SARFAESI Act – Simplified Practical Aspects (मुख्य रूप से हिंदी भाषा में)' by Adv. Shakti Kumar Jain, B.Com, CAIIB, LL.B. (Gold Medalist), Ex-SBI SAM Officer. Features ground-level statutory analysis of Section 13(2), 13(4), 14 DM applications, and DRT stay grounds.

## Statutory Sub-Blog Library & Legal Analysis
- Section 31(i) Agricultural Land Exemption: https://npadoctor.com/agricultural-land-exemption-sarfaesi.html
- DRAT Appeal Section 18 Pre-Deposit Waiver: https://npadoctor.com/drat-appeal-pre-deposit-waiver.html
- Insolvency & Bankruptcy Code (IBC 2016) NCLT Defense: https://npadoctor.com/ibc-nclt-proceedings.html
- One-Time Settlement (OTS) Valuation Mechanics: https://npadoctor.com/ots-negotiation-guide.html
- RBI Fair Practices Code & Borrower Rights: https://npadoctor.com/rbi-circulars-borrower-rights.html

## Practice Category Hubs
- SARFAESI Act Defense: https://npadoctor.com/category-sarfaesi-defense.html
- NPA Policy & Banking Training: https://npadoctor.com/category-npa-banking-policy.html
- Corporate & SME Legal Advice: https://npadoctor.com/category-corporate-sme-advisory.html
- Borrower & Guarantor Protection: https://npadoctor.com/category-borrowers-guarantors-defense.html
- SARFAESI Auction Property Disputes: https://npadoctor.com/category-sarfaesi-auction-bidders-defense.html

## Interactive Legal Tools & Audits
- SARFAESI Shortcomings Audit Assistant (11-Step Interactive Tool): https://npadoctor.com/index.html#academic-tools-hub
- OTS Settlement Probable Amount Estimator: https://npadoctor.com/index.html#academic-tools-hub

## Sitemap & Indexing
- XML Sitemap: https://npadoctor.com/sitemap.xml
- Robots Policy: https://npadoctor.com/robots.txt