NPA Doctor is the "One Stop Solution" to help the Banks and the borrowers whose accounts are classified as non performing assets by the Banks.
It frees both the sides of all of their worries caused by the NPA Account(s) and helps in preparing DRT matters as well. In brief, it arranges restructuring of eligible loans from the Banks or arranges funds from the strategic investors as venture capital or business loan; for the other units it draws out a strategy for revival or settlement of loan by way of compromised OTS. It also defends the companies from highhandedness of Banks, normally committed by abuse of unfattered powers vested under the Sarfaesi Act.
'NPA Doctor' guides for the Lap (Loan against property), business loan, project finance, npa finance, restructuring of loans in clearly viable and elgible accounts. Notably, no Bank, FI or NBFC in India finances the NPA accounts. Thus an account with bad credit history, despite having the viable plans, once it is stamped as NPA, its fate is to die for want of funds, unless it itself comes out with some resolution strategy acceptable to the lenders.
It is the NPA Doctor, which, under its unique and innovative approach, helps the NPA accounts in scientefically making the SWOT analysis, to ascertain the possibilities of revival of business; thereby saving the national resources, the GDP and the employment of thousands of private sector employees, besides saving the forex resources invested in importing the costlier plant and machinery.
But, if an action in this regard is taken while the account is in standrad category, the chances of success are much more.