NPA Doctor

Expert Business Consultation on NPA Resolution, Loan Settlement, Sarfaesi Act; Advice on DRT, & DRAT, NCLT & Bankruptcy Matters

We provide umbrella to the sick industry

Saving Jobs, GDP, Revenue and Resources by reviving the sick & NPA Accounts

Our Results are as consultation comes from seasoned ex-Banker(s)


(11am to 2pm / 4pm to 7pm)

Click here to email your issue

We serve PAN India

Defense in NPA Accounts after the Possession taken by the Bank in Sarfaesi Act

We defend your assets even at mortgage stage after possession taken under Section 13(4) of Sarfaesi Act by the Banks.

Sarfaesi Act 13(2) & 13(4)
resolving npa account

We also advise the auction purchasers at all stages in e-auctions & bids, whether under Sarfaesi Act or under orders of DRT, NCLT or the Court.  

40 SPOTS ONLY... hurry up please, 34/40 SPOTS GONE!

  The seasoned ex-Banker knows the Banker's psychology as also the practical strength & flaws in system and procedure of recovery of NPA.The eminent lawyers available for consultation are well conversant with Court procedures.

This makes the sense!

Our prime aim is to secure success for our clients.

Excessive delegation in strategical works dilutes the original ideas so we allow intake to limited clients.

40 SPOTS ONLY... hurry up please, 34/40 SPOTS GONE!

Once all the 40 spots are filled, the fresh intake of clients will be suspended, till spots become vacant / available and the waiting list will start.

NPA Doctor

(NPA Loan Settlement Experts)

 are having Legal Consultation Arrangement with

M/s. Shakti Jain & Co. Law Firm

(established by a Recovery Laws & Sarfaesi Procedures expert ex-Banker - Advocate)

Mr. Shakti Kumar Jain

B.Com., CA-IIB, LL.B.

To start with an assignment, our experts minutely study the Loan Documents, Legal & 13(2) / 13(4) Notices & replies if already made by you, the Corresspondance exchanged with Banks and in most of the cases make a visit to the project site and mortgaged assets to have a complete and first hand view of the case history.

Professional and experienced Business & Banking Law Consultants

NPA Account, Sarfaesi Act, e-Auction Dispute or DRT Case? You've come to the right place..

NPA Doctor is not like most of the so called NPA or Business Consultants.  Here, what we do is only in accordance with law.  The SAM Branch exthe Bank to consider best resolution proposals, prepared by us.   Best Advocates are available for consultation and pleading your case in DRT, DRAT, NCLT, NCLAT or High Court, PAN India.  We make you stress free so that you may devote your time to business and all the stressful works are taken up in the back by NPA Doctor.  Top Bankers personally study facts of all the cases and chalk out a flexible strategy to legally compel the wrong doers to mend their ways.

38 years of experience

Team headed by an ex-Banker Advocate, who is expert in Recovery Laws having 38 years Banking experience including that of dealing with Loans and High Value NPA Accounts.

Defining success

Team under guidance of experience lawyer (ex-Banker) having insider's  knowledge of Recovery Law & Procedures followed in the Banks, we formulate experience based legal strategies for you.

Resolved 500+ NPA Accounts.

NPA Doctor is best Brand in India
for Helping the Industry
NPA Loan Settlement

DRT Proceedings

NPA Loan Settlement

Sarfaesi Act

NPA Loan Settlement

Recovery Suits

NPA Loan Settlement

e-Auction disputes

Committed to helping our clients succeed

Our Practice Areas


Debt Recovery Laws

We have expertise from Bank's, Borrowers and e-auction purchasers all the three sides to prepare DRT pleadings and Arguments.


Safeguards in Sarfaesi Act

We know Bank's version and its short comings in Sarfaesi Act. So we can help the borrowers or e-auction purchasers as well, to safeguard their interests.

sarfaesi autction

NCLT - Bankruptcy Code

The amended Company Law, Insolvency Act & repealed SICA have opened a way for entrepreneurs to come out of the never ending debt burden.


e-auction disputes-auction bidders

Timely advice, safeguards interest of the owners of mortgaged properties & the auction-bidders in Private Treaties under Sarfaesi Act.

Stay in Sarfaesi Act

Loan Settlement (OTS)

We have expertise to negotiate the settlement of Loan under OTS and plan repayment of OTS. We can also help in reopening cancelled OTS cases.

advocate for property dispute in chandigarh

Defending Business Disputes

We help to resolve business disputes with third parties, Banks, the government or between the partners or stake-holders inter-se.

Advocates for Sarfaesi Act

Disputes relating to Property

We expertly handle the disputes relating to property, whether mortgaged or otherwise and safeguard the interest of our clients.

Adv Shakti Jain for Sarfaesi Act
Adv. Shakti Kumar Jain
Professional and experienced family law attorney

Why choose 'NPA Doctor'

Law Firm in Chandigarh
Sarfaesi Act Experts

Excellent Track Record.

Though no body can guarantee in Law disputes, but our success rate is 100%.


Transparent Fees

Our fee is very reasonable and approximate fee can be seen on the web-site.

Women discussing issue
NPA Resolution Experts

Unparalleled Customer Service

Our Chief Consultant is recovery law expert ex-Banker and lawyer. He personally cares the strategy and drafting of all the court cases, handled by our team lawyers through out India.

Let our experience be your guide 

Get your first Talk free!

We look at the law differently.  We  use our ability to make the truth prevail.

Our client's reviews

Wonderful. The experienced former Bankers know the procedure without which the truth can not be investigated in the high-handed Act of their fellow Bankers in the garb of Sarfaesi Act.
Shirley Parker
Wow! the services of 'NPA Doctor' seems really unique and serving the national industry and employment.
Deepak Negi
Finance Professional
A great positive effort to save and revive the capital projects of NPA and Sick Industries. The procedural and legal guidance from NPA Doctor is appreciable.
Non-performing Assets
Auditya Yadlapati
Managing Director
The services and knowledge of the Team- NPA Doctor are really amazing and highly recommended for the SME & Large units.
Manjeet Kaur